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Building stronger futures with bespoke financial solutions.

We partner with brokers to deliver flexible, responsive lending for SMEs.

  • Fast initial decisions
  • Dedicated relationship support
  • Transparent process
  • Lending tailored to your client's needs
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Product highlights

Residential bridging loan

  • Borrow £250,000 - £10 million
  • Up to 75% LTV available
  • Flexible terms up to 24 months
  • Tailored-to-you pricing with rates available from 79 bps per month
Get started

Commercial bridging loan

  • Borrow £250,000 - £7.5 million
  • Up to 70% LTV available
  • Flexible terms up to 24 months
  • Tailored-to-you pricing with rates available from 84 bps per month
Get started

Read about our recent lending success

  • Success stories

Recognise Bank completes bridging loan totaling £846,000 for West London Development

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  • Success stories

Recognise Bank completes £3.6m bridging loan for Liverpool’s fabric district development

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  • Success stories

Recognise Bank provides £1,500,000 Bridging Loan in just 28 days

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Recognise Bank Limited is a company registered in England and Wales (CRN 10603119), at Augustine House, 6a Austin Friars, London, United Kingdom, EC2N 2HA. Recognise Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 849404. 

Eligible deposits with Recognise Bank are protected up to a total of £85,000 for individuals by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Visit the FSCS website to see how your money is protected. 

Loan facilities offered by Recognise Bank are non-regulated contracts under the Financial Services and Markets (Regulated Activities) Order 2001 and the Financial Services and Markets Mortgage Credit Directive Order 2015. Your property is at risk if you fail to make payments on a mortgage contract. 

All products and services are subject to Terms and Conditions. Recognise Bank reserves the right to withdraw any product from sale at any time.

© Recognise Bank 2025

Steve Pateman

Steve has had an extensive executive career in banking, leading corporate and commercial banking businesses at RBS/NatWest, managing Santander’s UK banking businesses and as CEO of Shawbrook Bank, Hodge Banking Group and most recently successfully leading the banking licence application for StreamBank.

He is a non-executive Director at Bank of Ireland both in the UK and Dublin and Thin Cats, a specialist SME lending business and is retained as an advisor to Black Lion Ventures. He was previously President of the Chartered Banker Institute.

Steve took up the role of Chair (subject to regulatory approval) at Recognise Bank in November 2024, having served as an Investor Non-Executive Director since January 2024.