Hello.
We’re Recognise Bank.
Our vision is to be the UK’s best business bank, offering customised lending and savings solutions.

Our mission
Fuelling financial success for businesses

Our story
Recognise Bank was founded in 2017 by experienced business owners who recognised the disconnect between traditional business banking and the needs of modern SMEs.
We were frustrated with the lack of understanding, certainty and flexibility offered within the industry. In short, we believed that we could build a better bank. And so, we did.
We received our banking licence in 2021 and quickly grew our community of loyal business customers, with the help of our dedicated, diverse and expert team.
Recognising our customers is at the heart of what we do. We offer a range of flexible lending products and secure FSCS protected savings accounts with competitive interest rates.
SMEs. We recognise you.
Our values
Can do, will do
We don’t wait for change – we create it.
With a problem-solving mindset and drive to action, we take ownership, find solutions together and deliver results.
Challenges? We tackle them. Opportunities? We seize them.
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Be brilliant
We commit to excellence in everything we do.
We challenge ourselves to innovate, continuously learn, be amazing and then go even further.
We show up, we shine and, together, we create impact.
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Do the right thing
Trust is everything in banking, and we earn it every day.
We hold ourselves and each other to the highest ethical standards, making decisions with integrity, respect and honesty.
We always do what’s right, because our customers, colleagues and communities/stakeholders deserve nothing else.
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Make a difference
Building futures – we are about people, progress and impact.
We’re here to create real value by fuelling businesses, empowering financial wellbeing and developing ourselves.
Every decision we make is an opportunity to leave things better than we found them.
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Our values and behaviours
Recognition
We celebrate milestones and successes. We are building a culture of appreciation.
Empowerment
We encourage individuals to take ownership. We harness collective knowledge.
Authentic
We bring our 'true selves' to work. We are open, honest and transparent.
Customer focused
We actively listen and respond to customer needs. We always act in good faith.
Teamwork
We embrace diversity and respect others' individuality. We foster a collaborative environment.
Mixing the best of old and new
Relationship-led
Our people are one of the main reasons our partners, brokers and customers tell us they love us. We missed the days of strong, long lasting relationships between banks and their business customers. And so, we decided to bring them back. Our dedicated relationship managers are central to our business and always on hand to help.
Digitally powered
We use innovative technology and agile working methodologies to bring our customers new products and services at speed. With no need to travel to a branch, or fill out mountains of paperwork, opening an account or applying for a loan is a quick and simple process.