Personal Savings Account
Save smarter with Recognise Bank
Protect and grow your money with our award winning savings accounts. Whether you’re saving for a house or a holiday, be sure to find the rate that’s right for you.
All our savings accounts are FSCS Protected1 completely free to use, and quick and easy to set up.
Enjoy competitive interest rates and deposit between £1,000 and £85,000 today.
AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded annually each year.
Gross is the interest rate payable before tax is deducted.
Frequently asked questions
To close a savings account, you must contact us by phone, email or by sending us a secure message and request an account closure. Please refer to your product terms and conditions for more information or contact a member of the team.
No, a personal savings account and an ISA (Individual Savings Account) are different. The key difference is ISAs offer tax-free interest whereas personal savings accounts are subject to tax.
Interest on our personal savings accounts is paid monthly or annually.
Savings accounts themselves don’t directly affect your credit score.
Yes. Each co-owner can deposit, withdraw, and manage the account. Plus, your FSCS protection will be increased to £170,000.
You can view our historic interest rates here.
Can't find what you're looking for?
Check out our savings FAQs or contact us for additional support.