Bridging Loan

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Bridging Loans

The ideal short-term funding option if you’re purchasing a property at auction, completing an off-market transaction, investing in business premises, or need to fund alterations and improvements.

Never miss out on the perfect property with our fast and flexible funding.

Whether you’re planning to add to your property portfolio, buying your first business premises or expanding into a larger site, the perfect deal can appear quickly, so you don’t want to miss out. Our flexible Bridging Loans ensure you can act fast, whatever the circumstances.

If you’re an experienced investor or an SME looking to acquire your very first property, we understand the challenges and the need to move quickly and smoothly. That’s why at Recognise we structure our solutions to reflect your investment strategy and business goals.

We also know the difference personal service makes, that’s why our Relationship Managers are here to work with you and provide flexible funding on terms to suit your individual needs. And we’re very experienced at working to tight time deadlines.

Although this is a short-term solution, most commonly combined with a planned refinance, we’re here for the long haul and can also help you move to a suitable longer-term loan.

Who is it for?

The ideal short-term funding option for property investors, as well as small business owners planning to refinance to a longer-term loan.

Our Bridging Loans can be used by Individuals, Partnerships, Limited Companies and LLPs that are based or registered, in the UK.

What is this loan suitable for?

Acquisition or refinancing of commercial property for business owners, as well as the acquisition or refinancing of commercial and residential property for investors, unregulated lending only. Bridging Loans can also be used to cover refurbishment costs.

Business premises including offices, retail, industrial and warehousing, or mixed use, as well as residential (including HMOs) and land. We will also consider other property types. The property must be in England or Wales.

Key features

Amount: £100k to £5m
Maximum LTV: Commercial property:
            75% for loans up to £2.5m;
            70% for larger loans
Residential property: Up to 75% for all loans
Term: Up to 12 months
Repayment Type: Interest is deducted from the gross loan amount
Pricing: Tailored to you on a case-by-case basis

Your property is at risk if you fail to make payments on a mortgage contract.

Let’s get started. I’m a…

After an eagerly awaited period, we are proud to let you know that we have fully launched Recognise Bank. We really appreciate your interest and would love for you to send us some details by completing the form below. We will come back to you as soon as we can.

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How can we help you?