Bridging Loans
- Borrow from £250,000 to £10 million
- Flexible loan terms of up to 24 months
- Expert guidance and support from start to finish
- Perfect for quick property purchase or refinancing
Product highlights
Residential bridging loan
- Borrow £250,000 - £10 million
- Up to 75% LTV available
- Flexible terms up to 24 months
- Tailored-to-you pricing with rates available from 79 bps per month
Commercial bridging loan
- Borrow £250,000 - £7.5 million
- Up to 70% LTV available
- Flexible terms up to 24 months
- Tailored-to-you pricing with rates available from 84 bps per month
Applying for a loan is easy. Here’s what to expect:
Make an enquiry
Contact us today using our short and simple online enquiry form.
Guided application
Our team will be in touch to discuss your needs and help you complete the full application.
Swift access to funds
Ongoing support
Enjoy access to your dedicated relationship team throughout the life of your loan.
Start your journey with Recognise Bank
Check if you’re eligible for a bridging loan by making an enquiry today.
What is a bridging loan?
Bridging loans are a short-term option for property investors and business owners who require quick finance. We’ve designed this loan for several business types including Sole Traders, Partnerships, Limited Companies and LLPs. Businesses can use a bridging loan for:
- Buying a property at auction
- Purchasing property which requires refurbishing
- Buying land for property development
Recognise your potential
We believe business shouldn’t be held back by a bank.
That’s why we’ve made it our mission to create a fully licensed digital bank which puts relationships first.
We work with businesses not against them. And we aim to be as flexible as possible with all of our offerings and services, no matter what your business needs. It’s why our customers, brokers and partners love working with us.
Explore our range of award winning savings accounts, business loans, and specialist mortgages today and let us help your business thrive.
Explore our range of lending products
Common questions about bridging loans
Our bridging loans are unregulated and designed for business purposes only. We currently accept applications from the below entities:
- Sole trader
- Partnership
- Limited Company
- PLC
- LLP
- Trust
- SIPP
- SSAS
The time it takes to secure a bridging loan varies depending on your business’ specific circumstances. At Recognise Bank, we offer a streamlined application process and typically make quick decisions. Our dedicated team is also available to guide you through the entire loan application process, ensuring you receive the necessary support.
In general, applying for a bridging loan involves these steps:
- Enquiry: Send us a simple enquiry today – it takes just 2 minutes. Click here to start yours.
- Full Application: We’ll be in touch to help you complete and submit the required paperwork.
- Evaluation: We’ll review your loan application, review your credit history and assess your exit strategy for repaying the bridging loan.
- Approval and Funding: Once approved, we will work with you to complete your loan as soon as possible.
Bridging loan fees may include arrangement fees, valuation fees, legal costs, broker fees or early repayment charges.
The fees we charge are determined on a case-by-case basis in accordance with our terms and conditions.
Please send us an enquiry and a member of the team will be able to discuss these with you in detail.
The loan amount we can provide will be assessed when we receive your application for a bridging loan. The minimum loan size is typically £250,000 up to a maximum of £10 million fo residential bridging loans and £7.5 million for commercial bridging loans.
We’ll finance up to the quoted Loan to Value percentage, and you will be responsible for covering the remaining balance required to meet the property’s purchase price.
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