Business Loans & Savings. Simplified.

Exceptional service and speedy solutions from an award-winning bank.

Business and personal savings accounts

up to 4.95% AER
NOTICE
Earn competitive interest rates on our award-winning personal savings accounts. Enjoy no fees, FSCS protection and a simple online set up.
up to 4.50% AER
EASY ACCESS, NOTICE AND FIXED RATE
Ensure that your savings work as hard as you do for your business. With no annual fees and quick and simple set up, check out our range of fixed and flexible business savings accounts for SMEs.

Recognise your potential

We believe business shouldn’t be held back by a bank.

That’s why we’ve made it our mission to create a fully licensed digital bank which puts relationships first.

We work with businesses, not against them. And we aim to be as flexible as possible with all of our offerings and services, no matter what your business needs. It’s why our customers, brokers and partners love working with us.

Explore our range of award-winning savings accounts, business loans, and specialist mortgages today and let us help your business thrive.

Our business loans

A short-term fix for fast financing – secure up to £10 million for your next project with tailored-to-you loan terms of up to 24 months.
Flexible borrowing from £250,000 to £7.5 million allowing you to expand your business with loan terms of up to 10 years.

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Keep up to date with recent press releases and business updates.
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Read all about our journey and our plans for the future.
View our latest vacancies and start your career at Recognise Bank.

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Steve Pateman

Steve has had an extensive executive career in banking, leading corporate and commercial banking businesses at RBS/NatWest, managing Santander’s UK banking businesses and as CEO of Shawbrook Bank, Hodge Banking Group and most recently successfully leading the banking licence application for StreamBank.

He is a non-executive Director at Bank of Ireland both in the UK and Dublin and Thin Cats, a specialist SME lending business and is retained as an advisor to Black Lion Ventures. He was previously President of the Chartered Banker Institute.

Steve took up the role of Chair (subject to regulatory approval) at Recognise Bank in November 2024, having served as an Investor Non-Executive Director since January 2024.