Better Banking

UK SMEs, we salute you. You’re the undisputed backbone of the UK economy and we’re here to help you realise your true potential.

Personal savers, we recognise you

Recognise Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Click here to find us on the Financial Conduct Authority list of authorised banks.

Business Lending

Flexible lending options exclusively for UK SMEs

We recognise your needs, challenges – and frustrations

We get it

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We know what it’s like to be an SME – we’ve run our own. And we know how it feels to be uninspired by run-of-the-mill personal savings accounts too.

It’s personal

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Yes, we’ve got the very latest digital banking tools, but we never forget the value of getting to know you and your ambitions properly.

We don’t delay

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Time’s precious. So we short-cut access to our lending decision makers and we let you open a personal savings account online, in just a few clicks.

Tailored Lending

Our common approach to lending combines a human touch with class leading technology to create flexible products that fit your unique business needs

Personal Savings

We offer personal savings accounts with compelling rates, flexible products and the peace of mind to ensure that your money is always safe. Furthermore, your savings are being put towards helping ambitious, small and medium-sized UK businesses. This way you are making a tangible difference to the economy and society too.

Quick tips to survive and thrive post COVID19

Latest news and views

Press Releases17/01/22

Dean Carter appointed as Group Treasurer

Carter brings huge experience of banking and building society sector Recognise Bank has announced that Dean Carter is to become the SME bank’s Group Treasurer. Carter had been working with the bank last year as it achieved full authorisation, launching a range of personal savings products in September 2021. He is now taking on the role permanently. Hugely experienced […]

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Press Releases10/01/22

Recognise Bank Opens New Leeds Hub

New base will be at Platform in the heart of the city’s tech cluster. Recognise Bank, one of the UK’s newest challenger banks, has opened a new regional hub in Leeds, showing its commitment to the North and reinforcing its fintech credentials. Recognise will now be based in Platform, Bruntwood SciTech’s building at the heart of the […]

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Press Releases04/01/22

Recognise completes £2.3m bridging loan for eco-housing

Funding allows developer to refinance and progress to next stage of the development. Recognise Bank has announced the completion of a £2.3 million bridging loan deal on an eco-housing development in Cambridgeshire. The Bank supported adviser Jason Caprioli, Lending Director at Kingswood Associates, by providing the funding for an experienced property developer. The bridging loan […]

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Share our vision? Keep in touch

Stay connected and see how we’re continuously innovating to keep UK SMEs growing

Whether you are a saver or a borrower we are here to help