Better Banking

UK SMEs, we salute you. You’re the undisputed backbone of the UK economy and we’re here to help you realise your true potential.

Personal savers, we recognise you

Recognise Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Click here to find us on the Financial Conduct Authority list of authorised banks.

Business Lending

Flexible lending options exclusively for UK SMEs

We recognise your needs, challenges – and frustrations

We get it

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We know what it’s like to be an SME – we’ve run our own. And we know how it feels to be uninspired by run-of-the-mill personal savings accounts too.

It’s personal

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Yes, we’ve got the very latest digital banking tools, but we never forget the value of getting to know you and your ambitions properly.

We don’t delay

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Time’s precious. So we short-cut access to our lending decision makers and we let you open a personal savings account online, in just a few clicks.

Tailored Lending

Our common approach to lending combines a human touch with class leading technology to create flexible products that fit your unique business needs

Personal Savings

We offer personal savings accounts with compelling rates, flexible products and the peace of mind to ensure that your money is always safe. Furthermore, your savings are being put towards helping ambitious, small and medium-sized UK businesses. This way you are making a tangible difference to the economy and society too.

Quick tips to survive and thrive post COVID19

Latest news and views

Press Releases22/11/21

Recognise Bank funds refinancing of £5m 100-plus property portfolio

£5m Professional Buy-to-let (PBTL) deal completed soon after launch of new product. Recognise Bank has announced the completion of a £5 million Professional buy-to-let (PBTL) refinance deal on a large portfolio of properties, following the launch of its new PBTL proposition earlier this month. The bank completed the funding for a family-owned property investment company […]

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Press Releases17/11/21

Recognise Bank Enters Buy-To-Let Market

A new loan for professional landlords and investors with existing property portfolios launches with a headline rate of 3.49%, with fixed and variable rate options. Recognise Bank has entered the buy-to-let market with a new product designed for professional landlords and investors with portfolios of at least four properties. Professional Buy-to-Let is the Bank’s first new lending […]

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Recognise Bank selects ClearBank to enhance banking experience

ClearBank, the cloud-based clearing bank, has announced its partnership with Recognise Bank, a subsidiary of City of London Group plc and the UK’s newest SME bank with retail deposit taking capability. The partnership sees ClearBank becoming Recognise Bank’s clearing bank, providing key account infrastructure and access to the UK’s payment schemes, including vital services, such […]

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Share our vision? Keep in touch

Stay connected and see how we’re continuously innovating to keep UK SMEs growing

Whether you are a saver or a borrower we are here to help