Unsecured Business Loans

Give your company the financing it needs to flourish with a loan that’s flexible and tailored to your goals.

Small loans for big ambitions

An unsecured business loan provides funding to support your business growth ambitions. You can use it for a range of purposes including, buying equipment, general working capital requirements or expanding into new markets.

Applying for a loan is easy. Here’s what to expect:

Apply online in under 10 minutes

Get a decision and access to your funds within 48 hours

Excellent UK based customer service

What is a unsecured business loan?

We’ve made applying for a loan easier than we ever have before. Submit and manage your request in our brand-new lending portal today.

Recognise your potential

We believe business shouldn’t be held back by a bank.

That’s why we’ve made it our mission to create a fully licensed digital bank which puts relationships first.

We work with businesses, not against them. And we aim to be as flexible as possible with all of our offerings and services, no matter what your business needs. It’s why our customers, brokers and partners love working with us.

Explore our range of award-winning savings accounts, business loans, and specialist mortgages today and let us help your business thrive.

Explore our range of lending products

Flexible borrowing from £250,000 to £7.5 million allowing you to expand your business with loan terms of up to 10 years
Tailored for property investors and landlords, borrow from £250,000 to £10 million with terms of up to 25 years
A short-term fix for fast financing – secure up to £10 million for your next project with tailored to you loan terms of up to 10 months

Common questions about unsecured business loans

Unsecured business loans let you borrow money for your business without risking your assets, such as property or equipment. They’re a fast and straightforward way to get affordable cash for your business. You can apply for an unsecured business loan by clicking here.

You can use an unsecured business loan for things like payroll, hiring, growing the business, or making a one-time payment.

Fees can include arrangement fees, valuation fees, legal costs, and possibly early repayment charges. The fees we charge are determined on a case-by-case basis. When you apply for an unsecured business loan, we will provide you with a breakdown of all our fees for you to review.

There’s no set limit to the number of business loans one can have. But, the total borrowing will depend on your ability to repay and our risk assessment.

Interest rates are decided based on factors such as your business’s financial health, credit history, loan amount, loan term, and prevailing market rates.
The repayment of your business loan usually begins within 30 days after the funds are deposited.

While you do not need to provide business assets as security for an unsecured business loan, you will need a personal guarantor. This is usually a director or person with an interest in the company who is willing to guarantee the loan. Guarantors will need to own UK property and the equity they hold in the property(s) must be at least equal to the loan amount.

Yes, you can make early repayments. However, you may incur a penalty. Always check the terms of your loan agreement.

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